CFC – Charleston SC:
Experts in Home Purchases & Refinance
At Coastal Funding Corporation, we offer a wide variety of loan programs from an extensive range of top-rated lenders.
- Perfect for your next home or investment property
- Single family, investment properties, condos, town homes as well as modular and manufactured homes
- We're constantly researching the latest market trends to ensure our clients have the best options available
What We Offer
Loan Products & Programs
We proudly offer:
Who We Are
About Us
Coastal Funding is a local mortgage company where the genuine care and well being of our clients is our main priority. Incorporated in 2004, we have pledged since our inception to provide the highest levels of customer service through our constant communication and use of the most competitive loan products available. Making our home on James Island, Coastal Funding is one of the South's premier mortgage brokers.
Learn More About UsNow Offering Fast and Simple Equity Lines
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Latest Articles
How Lower Interest Rates Affect Your Mortgage and Refinancing Options in Pensacola
Continue Reading →How to Benefit from Lower Interest Rates: A Guide to Refinancing Your Mortgage in Pensacola
Continue Reading →The Impact of Interest Rate Changes on Your Pensacola Mortgage: What You Need to Know
Continue Reading →Exploring the Benefits of Mortgage Refinancing Amid Falling Interest Rates in Pensacola
Continue Reading →Experience Matters: Why Coastal Funding Corporation Is the Smart Choice for Homebuyers and Investors
Continue Reading →Unlocking the Potential of Your Pensacola Home: Refinancing Tips for Lower Interest Rates
Continue Reading →What Our Clients Say
Our Reviews:
Cathy Antunez
Baby Steps
Jay educated me on how to improve my credit so that I could qualify for a better rate. He was patient, knowledgeable, and truly had my best interest at heart. I highly recommend Coastal Funding Corporation!
Daphne D.
Stellar Company
Excellent service and very knowledgeable. The team at Coastal Funding made the entire process smooth and stress-free. I would not hesitate to use them again.
Michael Snowden
Mind Blown
Fast and easy. My wife and I closed within 10 days and saved thousands compared to our previous lender. Absolutely incredible experience from start to finish.
Sarah T.
First Time Buyer
As a first-time homebuyer I was nervous about the whole process, but Coastal Funding walked me through every step. They found me a great rate and made sure I understood everything. Couldn't be happier!
Robert & Lisa M.
Refinance Experts
We refinanced our home and saved over $400 a month on our mortgage payment. The team was responsive, professional, and closed faster than we expected. We will definitely use them again.
James H.
VA Loan Specialist
As a veteran, I wanted to use my VA benefits but wasn't sure where to start. Coastal Funding handled everything seamlessly. They are true professionals who respect and support our military community.
Patricia W.
Outstanding Service
I've worked with several mortgage companies over the years and Coastal Funding is by far the best. They are honest, transparent, and genuinely care about getting you the best deal possible.
David & Karen S.
Investment Property
We purchased our second investment property through Coastal Funding and the experience was flawless. Their knowledge of the Charleston market is unmatched. Highly recommend to any investor.
Amanda R.
Quick Close
I needed to close quickly on a competitive offer and Coastal Funding delivered. They kept me informed every single day and we closed on time. I cannot thank them enough for their dedication.
Thomas B.
Highly Recommend
Jay and his team are the real deal. They worked tirelessly to get us approved when another lender had turned us down. Their persistence and expertise made our dream home a reality.
Nicole F.
FHA Made Easy
Coastal Funding made the FHA loan process incredibly easy to understand. They explained every fee, every step, and every option. I felt completely confident throughout the entire process.
Greg & Michelle P.
Repeat Customers
This is the third time we have used Coastal Funding and they never disappoint. Their rates are competitive, their service is exceptional, and they always go above and beyond for their clients.
Brandon K.
Smooth Process
From pre-approval to closing, everything went perfectly. Jay kept us updated every step of the way and answered every question we had. The whole team is top notch.
Tiffany & Marcus L.
Dream Home
We had been turned down by two other lenders before finding Coastal Funding. They found a solution that worked for our situation and we closed on our dream home. Forever grateful!
Steven O.
Best in Charleston
I've referred three of my friends to Coastal Funding and every single one of them has had a great experience. They are simply the best mortgage company in Charleston.
Jennifer C.
Stress Free
Buying a home can be so stressful but Coastal Funding made it feel easy. They were always available to answer my calls and emails and never made me feel like I was bothering them.
Kevin & Dana H.
Incredible Team
The entire team at Coastal Funding is incredible. Professional, fast, and genuinely caring. We got a rate we didn't think was possible and closed two weeks ahead of schedule.
Renee B.
Above and Beyond
Jay went above and beyond to make sure I understood every aspect of my loan. He never rushed me and always had time to explain things clearly. Truly exceptional service.
Chris & Amy W.
Highly Satisfied
We refinanced our home and the process was seamless. Coastal Funding saved us hundreds of dollars a month and the whole thing was done in under three weeks. Highly satisfied.
Derrick M.
Veteran Approved
As a retired Marine, I wanted to work with someone who understood VA loans inside and out. Coastal Funding exceeded every expectation. They are true advocates for veterans.
Laura & Paul T.
Wonderful Experience
We were first-time homebuyers and had no idea what to expect. Coastal Funding held our hand through the entire process and made sure we felt confident at every stage. Wonderful experience.
Anthony G.
Fast Closing
I needed a fast closing due to a competitive market and Coastal Funding delivered in record time. Their efficiency and communication were outstanding. I will use them again without hesitation.
Monica S.
Transparent & Honest
What I appreciated most was the transparency. No hidden fees, no surprises at closing. Coastal Funding was upfront about everything from day one. That kind of honesty is rare.
William & Joyce F.
Retirement Home
We purchased our retirement home through Coastal Funding and the experience was everything we hoped for. Patient, professional, and genuinely invested in our happiness. Thank you!
Brittany N.
Life Changing
Getting approved for my first home was life changing and Coastal Funding made it happen. They believed in me when I wasn't sure I could qualify. I am so thankful for their dedication.
Scott & Rachel D.
Competitive Rates
We shopped around with several lenders and Coastal Funding had the best rate by far. But beyond the rate, their customer service was on another level. We felt like family.
Carlos V.
Investment Pro
I've purchased four investment properties through Coastal Funding over the past five years. Every single transaction has been smooth and professional. They are my go-to lender for life.
Heather J.
Relocated to Charleston
We relocated from out of state and needed a lender who knew the Charleston market. Coastal Funding was incredibly helpful and made our long-distance home purchase feel effortless.
Timothy & Susan R.
Second Home
Purchasing our second home was a breeze with Coastal Funding. They remembered us from our first purchase and picked right up where we left off. Loyalty truly goes both ways with this team.
Vanessa M.
USDA Loan Expert
I didn't even know I qualified for a USDA loan until Coastal Funding pointed it out. That saved me thousands in down payment costs. Their knowledge of loan programs is unmatched.
Jason & Kimberly A.
Exceptional Communication
The communication from Coastal Funding was exceptional. We always knew exactly where we were in the process and what was coming next. No stress, no confusion — just results.
Donna P.
Single Mom Success
As a single mom I was worried I wouldn't qualify for a mortgage on my own. Coastal Funding worked with me for months to get my finances in order and I finally closed on my own home. I cried happy tears!